Most people would say that money can’t buy happiness, but when it comes to retiring happily, money is crucial. Poor financial health makes you a burden on someone else’s shoulders and robs you of the chance to have the sort of retirement you always dreamed about. Making smart investments while you can is a vital part of accumulating a comfortable pension pot. And it doesn’t have to be a struggle if you explore all the options available to you. Your financial freedom rests on your ability to make smart decisions when it comes to managing money. With the savings interest rates in the gutter, it’s no longer enough to be saving every cent. It’s time to make those cents venture out and multiply.