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17
Dec

Essentials of the AUTO INVEST

Investors at the FAST INVEST platform can automate their investment strategy and invest quickly and conveniently with more precision. AUTO INVEST reduces the time spent on reinvesting available funds, allows achieving a high level of diversification, and reaching optimal return by planning the duration of the investments.

There are multiple reasons why a person may want to start investing and suddenly comes the time when the money is needed to fulfilling the set of goals. 

Why Do You Need to Invest?

How Does It Work?

Introduction to Alternative Investing

With an alternative investment platform, the investor buys parts of many loans. This entitles them to receive portions of the payments made by the respective borrowers. These payments occur throughout the whole month, and the investor gets a flow of money on the account daily. This money stays in the account, and if these funds are not put to work again, they become "idlers". If you want to achieve higher returns, it's good to reinvest available funds:

Repaid Principle and Interest Amount

AUTO INVEST Benefits

FAST INVEST investors can set up the AUTO INVEST portfolio, which reinvests their principal for achieving consistent interest returns while leaving the interest in using for different aims.

Without AUTO INVEST, if the investor decides to reinvest Interest, they have to spend a few minutes a day to do it. While reinvesting "manually" is beneficial for people new to P2P investing, it is a routine activity worth automating for the more experienced ones. Manual investing gives you the freedom to "micromanage" your portfolio and perform a detailed check on every loan you're investing in.

Nevertheless, you have to spare a reasonable amount of time to log in every day and scan for loans that match your criteria. If you have a more substantial free capital to invest, manual investing will be a tedious task and might take you a significant amount of time. With the current update of the AUTO INVEST tool, it's possible to reinvest the Interest for letting it compound and set the investments' duration. You don't have to log in each day - you set up these features and then forget about it. The tool will stop to invest whenever you plan to. For example, suppose you're saving your money for a necessary purchase that you should be able to make after two years. In that case, you can activate your portfolio for precisely two years, and the tool will make sure that your money will be available for your different goals at the set time.

Precision

Increased Precision

An investor can apply all the currently available filters to select loans from the marketplace on the AUTO INVEST section at the FAST INVEST platform. After defining the following preferences, the investor can activate AUTO INVEST and start investing. Opportunity for extensive diversification - the main advantage of using the AUTO INVEST tool. When you set your AUTO INVEST filter, you can invest from a minimum of €10 into loans. Comparatively, suppose you do not use the AUTO INVEST gadget. In that case, the Pareto rule applies, and you must invest a minimum of 20% of the loan value, i.e., if a loan value is €800, you are supposed to invest a minimum of €160.

A Table with Filters Available in AUTO INVEST by FAST INVEST

Cash Drag

No More Cash Drag

Another advantage of AUTO INVEST is that it helps you evade the so-called "cash drag." Cash drag is the phenomenon where you hold a certain amount of your free funds in cash, and it doesn't receive any exposure to the market. In simpler words – you invest, earn some money, and then keep the account's funds, not reinvested. With AUTO INVEST, you can automatically reinvest your repayments and earnings and then make even more from the compound interest! The compound interest is a great way to scale your profits; it's an interest earned from previously received interest – your received interest makes more money, and you didn't have to work for it.

The Pareto Rule in Investing

The Best Results with Minimal Effort

The Pareto Principle states that 20% of the effort exerted creates 80% of the results. So why not focus on that 20%? Two things that investors have direct control over are the fees they pay for their investments and their savings rate. 

Our goal is to help people nail those 20% activities, the things that truly move the needle with their investments. That's why we have introduced a Pareto rule on investing within the FAST INVEST loan list. 

  1. FAST INVEST set a minimal investment to loan. The investor needs to invest at least 20% of the loan's worth. 
  2. If your balance is lower than 20% of the loan's worth, you are required to invest your balance fully!
  3. If the investment part is lower than 20% of the loan's worth, you must invest the rest of the loan amount!

FAST INVEST encourages everyone to focus on the handful of essentials in investing that truly make a difference.

Money Makes Money

Up to 18% ROI Annually

Banks collect deposits and lend to clients of their choice. With the FAST INVEST platform, you decide who is the client of your choice. Of course, banks take all the risk, and for a depositor, no risk makes barely any returns: 0.01%. What if you could earn 9-18% by investing in loans of your choice?

We would like to quickly remind you that if you want your money to earn you extra money, you have to invest it. With us, you can receive 18% annually! Besides, we're mitigating investment-related risks with BuyBack and RePayment Guarantees. It easy to start investing with the FAST INVEST. Merely pick the loans from the loan lists to arrange a portfolio or choose the AUTO INVEST tool. Your money will work for you to make more money. 

The Art of Investment - FAST INVEST

Posted on 17.12.2020