With interest rates still, pitiably low there’s little wonder that savers are looking for new, low-risk ways to make their money work. Taking those first few steps away from the safety of the stagnating bank account and into the more vibrant realm of speculation can be scary for the DIY investor, so unless you’re a secret thrill-seeker searching for a little jeopardy to get your kicks, it’s important to find an investment medium that can deliver comfortable returns without also delivering a daily heart attack. If that sounds like you, then P2P (peer to peer) Alternative Investments could be the answer.