It can be tough to know where to start when it comes to investment. Just when you think that you've got to grips with stocks and shares, you hear about high returns on alternative investments and find a wealth of other options to chew over. Making your money work is not always straightforward. Leaping on an already fully-loaded bandwagon can be almost as ineffective as allowing your cash to idle in a low-interest savings account. So, what can you do to make the most of your money? Find new and smart ways to invest it.

Long-term savers are often reluctant to leap the traditional bank savings account – Cash, ISA, Trust – into investment. They know, at heart, that investment delivers a higher return, but at the same time, it can come with risks. However, although investment always involves higher risk than merely not spending your money and letting it sit in a bank account, it's possible to invest your money carefully, accruing valuable interest, without taking enormous risks. It's all about finding an investment platform that suits you. 

Invest in Companies You Know

There are two lines of thought here. One says that if you know of a company, it's probably too late to buy shares because if it's already a success, there's only one way it can go – down. We've also all heard of Apple, Virgin, Prudential, Procter & Gamble, and Time Warner, and they're not going anywhere, even if their share prices are stratospheric. The point is that buying what you know can be a safe bet. Purchasing shares in a well-known and solid company can be helpful if you need to recoup your cash at a later date because you can be pretty certain that there is high liquidity and other people will want them too, so you're not likely to make a loss or to be stuck holding shares you no longer want.

Low-cost Index Funds

An index fund is a mutual or exchange-traded fund, designed to follow specific pre-set rules so that the fund can track a specified field of investments. The star quality of a low-cost index fund is that they don't usually experience massive cash outflows in bad times. The pay-off for this is that they don't bring in an enormous flow in good times either. They are all about the constant, regular trickle, which slowly fills the pot.

Angel Investing

If you're someone with spare cash, who likes to do good deeds but does want to get a little something in return, Angel Investing could be for you. The Angel Investment Network is a platform that connects affluent individuals with business starts up looking for funding. The risks are more significant than a savings account - and they are yours to assess - but with convertible debt or equity up for grabs, depending on the deal you strike, the return can be phenomenal. Imagine getting in on the ground of a new company, which later turns out to be Instagram. Your one good deed could work out to be your retirement fund. Or maybe the retirement fund for your entire family.  

Property

The property has been viewed as a stable investment for a long time now, and with the demand for housing far from shrinking in the UK, that is unlikely to change anytime soon. If you have enough cash to buy a property at auction and spin it on (do it up, sell it), you can easily find yourself with a 10-20% ROI (return on investment). Renting can generate a similar return year on year. However, just because you don't have enough cash hanging round to pick up a spare house or two, it doesn't exclude you from getting in on the property game. Crowdfunded property is a growing phenomenon, and you can gain a slice of the action for as little as €5,000. You're contributing to a larger project, and in return, you will receive a portion of the profits when that property is sold. There are various ways to get involved, but the yields are generally good. 

Collectibles

Investing in collectibles can be hit or miss; from art and fashion to toys and Toby jugs, the market is so variable that you could spend your life acquiring a line of treasured possessions only to discover that they went out of vogue 20 years ago, with little chance of coming back in. BUT, there are still some things worth having. Pop Memorabilia. Classic toys in good condition. Classic cars. Japanese ceramics. And anything from the original Star Wars franchise. Investing in collectibles is usually something that people do out of love. Still, if you research carefully – eBay is a surprisingly good source of trending search information – you can make it into a profitable art form. Debt

Technically speaking, this isn't an investment, but unresolved debt is the quickest way to lose money. At the end of August 2017, people in the UK owed more than £1.554 trillion. That's a figure so vast that you can't even comprehend it! When broken down, it works out to be more than £30,000 per British adult, around 114% of average annual earnings. Clearing debt will increase your income far more efficiently than any investment, so it's always the best place to start.

Alternative Investments

First, let me explain the origin of Alternative Investments. The consumer finance model developed following the financial crisis. While the hard-pressed banks reined in their lending, a vast number of potential borrowers found themselves devoid of options. They needed funds to grow small businesses, buy new cars to get to work, or re-decorate homes to welcome new babies. Still, because they lacked the significant collateral the banks suddenly required, they found themselves at a loss. Consumer lending put the financial control back into the hands of the public – and so far, those hands have proved to be far more trustworthy than the big financial institutions! From 'Angel Investors' to P2P (peer to peer) loan providers, the public took up the slack that the ailing banks left, helping borrowers find the funds they needed, and investors to make their money work for them. Despite all the nay-sayers and the accusations of ineptitude, it's Millennials leading the way in this financial revolution.

Alternative investments are the most promising way of building passive income streams. Also, it might be a good fit for you. Alternative investments can be described as connecting borrowers who are looking for loans with lenders who want to invest their money in those loans. 

The Pursuit of Happiness

The pursuit of happiness is one of the most important driving forces in our society. Being happy and content is the primary human goal. Nothing in life is better than finding the source of perpetual happiness - a rounded fulfillment. Most people would say that money can't buy happiness, but funds are crucial when it comes to financial freedom or passive income stream. Making smart and diversified investments while you can is a vital part of accumulating a comfortable future pot.

Your financial freedom rests on your ability to make intelligent decisions when it comes to managing money. With the savings interest rates in the gutter, it's no longer enough to be saving every cent. It's time to make those cents venture out and multiply. Make it happen with FAST INVEST.

The Art of Investment

FAST INVEST platform is a state of the art financial tool. Our engine helps society to build passive income streams and to achieve financial freedom.

Our vision to develop a smart and financially responsible community that contributes to the common good. By this, we mean not the latest phones, cars, or luxury watches. Material attributes play a secondary role in our mindset. The most significant investment is a self-development, the ability to allocate resources responsibly and rationally.

FAST INVEST has an intention to inspire people and be always ready to pursue bigger goals. The concept is based on the symbiosis of a responsible act, altruistic notion, and academic discipline. This particular harmony builds a broader context and awareness of our presence in our society. To be a part of the community is a unique inclusion, and it is something bigger than you alone.

Responsible citizens of society - this is the crucial attribute of luxury.

Specialties

We are not a regular alternative investment platform. As you noticed, we see the future in bright colors and a responsible manner. FAST INVEST intention to collaborate and find the best solutions for both parties. Both sides must respect each other and profit from this respect. It's business, it's finance, and finally, it's the art of investment.

 Here are listed our specialties and added values for our beloved investors. Let's dive into it.

High ROI We understand that only a high-interest rate could attract investors to join our platform, which is a default feature of FAST INVEST. It supposed to be like this, isn't it? Check our loans with up to 18% interest rate in our Loan List or look up for discounted loans in our Secondary Market.

Auto Invest

This tool makes you smile. AUTO INVEST uses algorithms to recognize new potential investments based upon the user's pre-selected criteria. This means that your money is never idle, for example, when your monthly return gets paid, it can be automatically reinvested in a new opportunity, and thus your income continues to grow, while you continue to go about your regular business. It's one of the quickest ways to generate a passive income. 

Exit Options Sometimes unexpected happens, and you need your money urgently. We offer smart ways to exit your investments.

  • SECONDARY MARKET. If you are looking to sell your loan on the FAST INVEST platform and do not want to wait for the loan to run out, your first option is to make use of the Secondary Market. FAST INVEST integrates Secondary Market into our Primary Market, aka Loans List. Loans listed on the Secondary Market named Backup Loans, and you can find it highlighted in a pale blue and marked by the blueish symbol.
  • BUYBACK GUARANTEE. Whenever a payment is more than three days overdue, our BuyBack Guarantee is triggered. The repayment (principal + interest) is paid within three days if the loan is of a 3-day BuyBack guarantee. With a 7 and 15 days BuyBack guarantee, if the repayment is not made with the period, the loan will be repurchased, and you will receive the whole outstanding principal and accrued interest.

Secure Investments We want to assure you that FAST INVEST has a well-balanced business structure. The majority of loans listed in our loan list are installments. Installment is the type of credit issued at a defined amount for a set period:

  • Payments are usually made monthly in equal installments, which generally lowers the default risk compared to Payday lending.

This is a reason why our loans are - low-risk types. Most of the lenders that we partner with have established full processes of credibility assessment. Adjustable Premiums

If money does not make money at some point, there will be no money left to spend! Do you have an extra €1k, €10k, or €50k to invest? And You think something is missing here! Let's chat about how we can help to make a profit for you with your spare money. Adjustable interest rates and cashback percentages in our toolkit could infuse you with fresh and joyful scents. Financial Concierge

Humans are social creatures. We crave interaction and attention. We like to be treated as individuals and not as "a number." We all know, investors desire not only high ROI, but they are looking for something more - a unique experience. Investors aspiration - to be treated as individuals; they want services that are tailored to their specific needs, for example, offering tailoring terms, rates, pricing to meet their needs. FAST INVEST brings you an option to make it happen. 

Final Thoughts

As we've seen, investment comes in a variety of forms. You can do it as a career, a hobby, or a means to boost that 'little bit of cash that you've squirreled away.' It can be as confusing as the stock market, or as simple as buying a piece of memorabilia that you love. The thing is, whatever option works for you, it has to be better than doing nothing. Every day there are stories in the news about the potential of a generation who will never be able to afford to retire. Investing your savings could help to make sure that you're not among them.

The Art of Investment - FAST INVEST