Frequently Asked Questions

We are an innovative FinTech Company, we offer customers the chance to invest with Buyback and Default Guarantees on consumer loans from many European countries.

Our aim is to create alternative FinTech banking system using the latest solutions and technology available.

Anyone over the age of 18 living in the European Union.

  1. Fill in the investors registration form.
  2. Transfer money to your investors account.
  3. Choose a loan to invest in.
  4. By loan payment schedules, you will start receiving both repayments on the principal sum and the interest. You will receive incurred income in your investor’s profile.
  5. Reinvest your profit or receive a payout.

Fast Invest services loans and receives regular installments from the borrower. The received payment installment is divided proportionally according to the amount invested in that particular loan.

As soon as the borrower whose loan you have invested in repays his loan, you will start receiving payments of both the principal sum and the interest for that investment period. Funds will be automatically transferred to your Fast Invest account. You can reinvest those funds in any available loan or request a payout directly to your personal bank account. For each loan the date of its repayments via installments has been set, so the investor will receive money in their Fast Invest account according to the regularity of the installments made by each particular borrower.

  1. Fill in the registration form or login in your investor account.
  2. In the “overview” menu press “add funds”.
  3. Choose your money transfer method and select amount.
  4. After customer services have approved your transaction you can start investing.

We never stop improving our technology, credit analysis and industry to provide a better and more appropriate risk-adjusted financial system, which enables us to choose only the best loan portfolios.

For extra safety, all loan applications are tested and approved by Fast Invest BuyBack and Default Guarantees. All approved loans are marked by and icons.

If a payment is overdue for more than three days it will be paid by Fast Invest’s Default Guarantee, in 3 days (you will receive both payment of the principal sum and the interest for the investment period). These payments will be marked by the icon.

Auto Invest is the fastest way to invest your money - you save time and can select your own criteria for an investment.

Auto Invest tool will automatically integrate any investment strategy of your choice. After selecting your preferred investment method, it will automatically invest in accordance with that criteria.

This investment method allows for users to invest automatically, which can be cancelled at any time.

You can also choose the repayment period you are most interested in. By selecting this the earnings from the portfolio’s principal will be automatically reinvested in your Auto Invest portfolio.

At the moment the platform supports Euro and Polish złoty.

Currency exchange is a simple and easy process.

  1. On the exchange page, select which currency you want to convert.
  2. Enter the desired amount in one of the input fields.
  3. Confirm the transaction.
Currency exchange rates are taken directly from European Central Bank and are updated regularly.

If a payment is delayed by 3 days or more we will repay as agreed within the terms of investment.

Fast Invest do not charge investors any fees. Fast Invest makes its profit from the spread between the interest rate charged to borrowers and the interest rate offered to investors.

The income gained through Fast Invest will be taxed in accordance with the regulations imposed to your country of residence.
  1. Login to your personal investor account and in the menu screen choose .
  2. Press the to make changes.
  1. Login to your investor account and in the section “overview” press “withdraw funds”.
  2. Choose your withdrawal method and fill in the application form.
  3. Your withdrawal amount will be reserved until approved by customer services.
  4. Upon approval your application will be processed according to your selected method.
  5. You will receive the money within two business days.

Before you fill out your withdrawal application, proof of identity will be required either by providing a copy of your passport, driving license or ID card to, or log on to your investor account and upload to your profile.

If at any time you decide to stop investing in your selected loan (before the scheduled payment time), we will buy back your investment in one day. To do so, go to your investor account by clicking on “my investments” and click “sell”. After customer services have approved your action, you will receive the funds into your Fast Invest investor account.

If a payment installment is overdue by 3 or more days our Default Guarantee will settle the arrears. You will still gain funds from the principal sum and the investment period. These payments will be marked by the .

Contact customer service center on workdays from 8:00 to 16:00 CET
International inquiries +44 203 807 4411